welcome to the world of investing

A few people may stumble into financial security. But for most people, the only way to attain financial security is to save and invest over a long period of time. You just need to have your money work for you. That’s investing.



Investment Fund Management Company “Kristal Invest” jsc Banja Luka was founded in 2000, with the aim of forming a Privatization Investment Fund with collected vouchers of citizens, their investment in companies in the process of their privatization and management of equity securities in joint stock companies and on behalf of the Fund’s shareholders.

The Company’s activity is the management of investment fund assets.

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Everything you want to know

Why invest?

Investment diversification

We invest the assets of funds in different types of financial instruments, so that the yield does not depend on the price movement of only one financial instrument. Through portfolio diversification, the risk to which the Fund is exposed is reduced.


You can withdraw funds and dispose of them at any time. The Management Company is obliged to redeem your shares no later than 5 working days from the date of receipt of your request for redemption.


The structure of the most significant investments according to sectoral, geographical and currency criteria, including the share price, which is published daily, will be regularly available on the Company’s website.

Professional asset management

Do you have free financial resources but do not have the time or do not have sufficient and appropriate information and knowledge to constantly monitor the market? The Fund’s assets are managed by a team of experts who monitor and analyze current market trends on a daily basis and react to them in a timely manner.


The funds provide returns in accordance with the defined investment strategy and the associated risk specific to the selected strategy, which is described in detail in the Fund Prospectus.


Investing in the Fund presupposes taking certain risks. When making investment decisions, the Company will, taking into account the principles of profitability, liquidity, security and risk dispersion, consider each individual investment within the risk of the total assets of the Fund. A detailed description of each of these risks is available in the Fund’s Prospectus.

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Contact Us

Thanks to your questions, suggestions and complaints, we strive to improve our services, and your compliments motivate us to continue to work well.All questions, suggestions, objections and compliments regarding the business of Kristal invest jsc you can send to us by e-mail, mail or in person at the premises of Kristal invest jsc at one of our contacts.

The objection to the work is submitted in writing in one of the official languages in use in Bosnia or in English by registered mail, fax, e-mail or directly at the Company’s premises.Kristal invest will send an official response to your complaint to your e-mail address or your home address within 8 days, if you so request.

In the event that the complaint resolution process takes longer than 8 days, Kristal invest will notify you that the complaint has been received and will be resolved as soon as possible.

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